MONEY TO GROW YOUR BUSINESS AND BUILD CREDIT

Mint Credit lends you money to help you unlock possibilities — buy equipment, hire employees, increase inventory, and more. (No personal guarantee required!)

Not your average loan.
An IOU, with crazy benefits.

Our goal is to help you grow your business, understand your credit and get more out of it.

Use it when opportunity knocks

Our loans are tailored to your unique business. Link your financial accounts to Mint, get a customized offer based on your average weekly sales, and then
choose your loan size. No forms to fill out, no hassles.

Pay it back in a snap

Repay it automatically with
a percentage of your weekly sales. Pay less on slow weeks. And a little more when sales are strong. It's that simple.

Little credit. No worries.

Let’s get real – running a business is hard. Managing your business's credit shouldn't be. Mint shows you the credit data that we use — translated into plain English. Our goal is to help you learn, and build credit to achieve what's possible.

Borrow instantly. Pay it off easily.

Mint comes with an automatic way to pay off the balance. Forget juggling loan applications, or constantly refinancing your debt. (Whew.)

Borrow instantly. Pay it off easily.

Mint comes with an automatic way to pay off the balance. Forget juggling loan applications, or constantly refinancing your debt. (Whew.)
Know what you owe
With friendly updates and a simple payment schedule, you’ll always know what you owe, and when the balance will be paid off. Nice!
Autopay. Yes way.
Pay it back automatically. You won’t have to schedule any payments. We just ask that you meet your minimum every 60 days.
Zero interest. Like, zilcho.
It's no secret – with compounding interest, hidden fees, and tiny print – business credit is a rip off. Mint loans are interest-free and stress-free, because we like you.

Privacy and security

Wala Card transactions are secured with 256-bit encryption (the strong stuff.) Your information is never shared with third parties, because that's just not cool.

Intelligent insights

Get timely, intelligent alerts to help you get more from your money.  Insights to help you pay your loans off faster, strengthen your credit, and more.

Account support

When you have questions or need to get in touch, you can get help from a real human. Don't be shy, give us a shout.

No interest. No gimmicks. No stress.

(Unlike the other guys. You know the ones.)
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